Latest blogs and news articles

We’re here to simplify and demystify everything related to contractor finances. Our specialities are mortgages and protection for the flexible workforce, and their respective markets. We endeavour to publish blog posts to help you get the most out of your income and lifestyle.
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Contracting matters blog

Welcome to the 'brand' new Freelancer Financials

We're providing the flexible labour workforce with the information and tools they need to plan their financial lives
Birds eye view of contractor checking out Vida's affordability assessment
Contracting matters blog

The optimal salary/dividend split for contractors in 2026/27 (and why)
Contractor working under IR35
Contracting matters blog

Thrivr’s partnership with Freelancer Financials enables the flexible workforce to achieve home ownership
Contractor running an affordability assessment with Kent Reliance
Contracting matters blog

Top five IR35 steps to help prove outside IR35 status
George Yerou collects Residential Broker of the Year award
Mortgage blog

George Yerou wins top "Residential Broker of the Year" award
'Rejected' hand written on A4 paper
Mortgage blog

Self-employed? Up your mortgage prospects from 5% to 94%!
Mortgage blog

We win ‘Best Contractor Mortgage Broker’… again!
Mortgage blog

Can contractors lock in a remortgage six months in advance?
Freelancer Financials: Best Contractor Mortgage Provider or Broker 2024
Mortgage blog

Best Contractor Mortgage Provider/Broker finalist 2024 again
Mortgage blog

Why are mortgage rates so much lower than the BoE Base Rate?
Mortgage blog

How do I find a contractor-friendly mortgage lender?
Mortgage blog

Can foreign nationals get contractor mortgages in the UK?
Mortgage blog

Optimal salary/dividend split for contractors for 2024/25
Why choose Freelancer Financials?

Talk to the contractor mortgage experts

As the leading mortgage broker for contractors and the flexible labour workforce, you’ll be in safe hands with Freelancer Financials.

Freelancer Financials is an independent broker with access to every mortgage from every lender, meaning we can offer truly unbiased advice and find you the best deal for your unique circumstances.

Established more than 20 years ago, we have a proven track record of arranging over 30,000 mortgages for contractors, umbrella company workers, CIS subcontractors and the self-employed.

Our specialist broking team will support you throughout your mortgage journey, and we have nearly 1000 5-star reviews from clients to prove it. Whatever your mortgage needs, it’s time to talk to the experts.

Get expert mortgage advice